Asda, Tesco, Morrisons and Sainsbury's new £99 pay at pump rule you need to know about.
Previously, all Pay at Pump transactions were authorised by requesting a £1 transaction from your card issuer before taking payment for the value of the fuel one to three days later.
Because of new rules imposed by Visa and Mastercard last year, that pre-authorisation has changed to £99 which means your bank may create a temporary hold of up to £99 while you fill up.
Here is what's changed and what you need to know.
Sainsbury's will request a £100 pre-authorisation amount before starting the process of purchasing fuel.
The supermarket's website said: "Under new industry requirements mandated by Visa and MasterCard, self-service pumps at Sainsbury’s Petrol Forecourts will request a £100 pre-authorisation amount before starting the fuelling process this is to ensure that customers have sufficient funds to cover the cost of fuel dispensed.
"Previously, customers had a £1 pre-authorisation which was taken from their account to confirm that their card was valid before they began to fill up.
Tesco is currently trialling a £99 pre-authorisation payment.
The supermarket said: "We are currently trialling this change in selected locations. So you may find this payment change happens at one petrol station but not at another.
"If you have a problem with a payment please contact your bank that issued the card as this new payment rule is not under our control.
Asda is in the process of upgrading its forecourt rules to include a £99 hold payment.
In November 2021, Morrisons adopted the pre-authorisation charge.
Morrisons said: "Under new rules implemented by Mastercard and Visa, we must now request authorisation from your card issuer for up to £100.
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Comments
My Tesco does not even have a kiosk. Pay at Pump is the only option.
Is there another station nearby?
It's fairly obvious why this temporary £99/£100 temporary charge has been added. Nefarious sorts are using the self-serve petrol facilities - mostly at supermarkets - with moody credit cards. When these bounce, the Card Issuer is left with the bill, which is clearly unacceptable to them. We can hardly blame them.
Perhaps the credit card companies and banks should do more to check ID's before issuing cards/accounts.
Pretty sure they are insured against these small losses.