Which of course brings up another factor in the equation - whether we have family we want to provide for or not.
It was. And it is far, far more common than people realise.
Both the more "able" one wearing out, and 9 years' of Care Home Fees costing more than a House. The whisky, of course, was the bit that might have come to me/my sister. His need was greater than mine
I'm certainly no expert on this. But it is bound to be the case that family provision is key here. Children is the most obvious one.
My best friend is your age. He lives with his Partner (she is my age, so significant age gap :;), and they have no Dependants. House in Joint names. All fairly simple. Whereas, if they did not live together or house not in joint names, it might be wise for them to take advice...
Hmm, sounds like I need advice. I'm much the older, no dependants, a Partner, but we don't live together.
We did a will, and Power of Attorney, a couple of years ago. It just seemed sensible to have someone you can trust, to make decisions on your health, and finances, should you become incapable, for whatever reason.
This is important, and something more people should do.
However, it is worth pointing out that, after you have become incapable, both you and any Lasting Power of Attorney cannot do various things that could be done earlier.
Like what Phil.
Certain reorganisations of assets can only be done before certain conditions become inevitable, rather than theoretical.
Which of course brings up another factor in the equation - whether we have family we want to provide for or not.
It was. And it is far, far more common than people realise.
Both the more "able" one wearing out, and 9 years' of Care Home Fees costing more than a House. The whisky, of course, was the bit that might have come to me/my sister. His need was greater than mine
I'm certainly no expert on this. But it is bound to be the case that family provision is key here. Children is the most obvious one.
My best friend is your age. He lives with his Partner (she is my age, so significant age gap :;), and they have no Dependants. House in Joint names. All fairly simple. Whereas, if they did not live together or house not in joint names, it might be wise for them to take advice...
Hmm, sounds like I need advice. I'm much the older, no dependants, a Partner, but we don't live together.
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@stokefc
Ha, ZING
https://www.msn.com/en-gb/money/other/ns-i-withdraws-5-7-per-cent-savings-option-and-launches-new-fixed-rate-of-just-3-95-per-cent/ar-AA1jTYJW?ocid=msedgntp&pc=NMTS&cvid=8ddb79b9d2eb4576b8a209382a672df7&ei=28
Martin Lewis highlights ‘outstanding best-buy’ fixed savings account paying 6.2% - ‘it’s totally safe’
https://www.msn.com/en-gb/money/other/martin-lewis-highlights-outstanding-best-buy-fixed-savings-account-paying-6-2-it-s-totally-safe/ar-AA1go3Eu?ocid=msedgntp&cvid=a68825f33dc148ffaeb458e2ed77470a&ei=8
https://www.msn.com/en-gb/money/other/five-isa-reforms-rumoured-in-the-autumn-statement/ar-AA1kgLk7?ocid=msedgntp&cvid=4d640266b7b240b9a2741c620a0d1eea&ei=20
https://www.msn.com/en-gb/money/other/will-ns-i-boost-premium-bond-prizes-or-launch-new-best-buy-rates/ar-AA1keg7R?ocid=msedgntp&cvid=4d640266b7b240b9a2741c620a0d1eea&ei=65
https://www.msn.com/en-gb/money/other/martin-lewis-urges-savers-to-hold-off-as-ns-i-likely-to-release-better-deal-in-days/ar-AA1kinsk?ocid=msedgntp&cvid=a855daf65ccd4b5782397f20f55e4984&ei=37
https://www.msn.com/en-gb/money/other/huge-savings-shake-up-confirmed-in-autumn-statement-how-it-affects-your-money/ar-AA1kpmlI?ocid=msedgntp&cvid=395b5585cbd64828a73b5cb5f408f906&ei=54
https://www.msn.com/en-gb/money/other/radio-4-broadcaster-paul-lewis-my-whole-pension-is-in-cash-not-shares/ar-AA1kwM0J?ocid=msedgntp&cvid=27fb5ca2f49d44d589623c220406ba16&ei=71
https://www.msn.com/en-gb/money/other/12-000-of-savings-here-s-how-i-d-try-and-turn-that-into-547-a-month-of-passive-income/ar-AA1kEi46?ocid=msedgntp&cvid=110cc1eb1ff043e4aefeec8202950c16&ei=85
CONGRATS on your Major WINS
MISTY4ME 52000 1 £48.10
docster 0 2 £32.50oynutter 0 3 £19.50
Perceptive 0 4 £15.60
Rich2501 0 5 £14.30
Jake060890 0 6
W1SHB0NE 0 7
Sh133 0 8
scottie73 0 9
richman82 0 10
Small scale me .....but happy
Well done.
GL today.
https://www.msn.com/en-gb/money/other/jn-bank-uk-hits-300million-in-customer-deposits-as-more-savers-snap-up-top-rates/ar-AA1l20IM?ocid=msedgntp&cvid=e423cdb6182444ce9d41903bed09b469&ei=15