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  • EssexphilEssexphil Member Posts: 8,774
    This sort if nightmare started due to a change in Benefit rules some years ago.

    It used to be the case that certain benefits could be paid direct to the Landlord. I'm no expert in this, but I think this is no longer the case.

    Short answer should be that these particular people should be asked to agree to this if they want to be eligible.
  • HAYSIEHAYSIE Member Posts: 35,847
    Essexphil said:

    This sort if nightmare started due to a change in Benefit rules some years ago.

    It used to be the case that certain benefits could be paid direct to the Landlord. I'm no expert in this, but I think this is no longer the case.

    Short answer should be that these particular people should be asked to agree to this if they want to be eligible.

    The numbers, and costs, can only increase.
  • rabdenirorabdeniro Member Posts: 4,434
    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.
  • EssexphilEssexphil Member Posts: 8,774
    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
  • rabdenirorabdeniro Member Posts: 4,434
    Essexphil said:

    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
    That's shocking.
  • HAYSIEHAYSIE Member Posts: 35,847
    Essexphil said:

    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
    Essexphil said:

    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
    I wonder where we would be today if Mrs Thatcher had allowed councils to reinvest the receipts from the Right to Buy scheme into building new council homes.
  • rabdenirorabdeniro Member Posts: 4,434
    HAYSIE said:

    Essexphil said:

    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
    Essexphil said:

    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
    I wonder where we would be today if Mrs Thatcher had allowed councils to reinvest the receipts from the Right to Buy scheme into building new council homes.
    There would be a lot less people on the waiting lists.
  • HAYSIEHAYSIE Member Posts: 35,847
    rabdeniro said:

    HAYSIE said:

    Essexphil said:

    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
    Essexphil said:

    rabdeniro said:

    Up here if you rent from a housing association or a private landlord, the money is paid to you every 4 weeks. and you pay your rent to the landlord when it's due. if it's the council it goes direct to them.

    There are very few Council Houses left in England/Wales.

    As an example, I live in the Tendring area. Population-just over 150,000. Some of the worst social deprivation in the UK.

    There was a Parliamentary question some years ago. Where someone pointed out the severe Council Housing need. And pointed out that the total of 4+ bedroomed Council houses in Tendring was.....

    10.
    I wonder where we would be today if Mrs Thatcher had allowed councils to reinvest the receipts from the Right to Buy scheme into building new council homes.
    There would be a lot less people on the waiting lists.
    For sure.
    I think that the sheme was good, in that it gave people who wished to own their own home, the opportunity to do so, and many of them may not have otherwise had the opportunity.
    It just seems logical that you would spend the receipts on council homes to replace the ones that were sold.
  • legascaaclegascaac Member Posts: 198
    edited October 24
    Was that not used to pay for the coal industry making a 6 million a year loss and all the striking as well
    Up here the miners awe got first shot at all the mimtec and ibm computer jobs and most didn’t take up the offer it was good cash as well
    That was the excuse they used up here for very little replacement housing if I remember correctly
    Didn’t realise how little council housing was left down south .A don’t think we’re as bad as that up this way a housing scheme a used to stay in only 135 houses but there’s only about 60 been bought the rest are still council that’s down in West Calder about four miles fae Livingston centre.. they should try when granting all these building permits for schemes to all these private contractors/ companies plenty about here getting built , getting them to build the council a couple off houses as part off the deal ..
  • HENDRIK62HENDRIK62 Member Posts: 3,202
    legascaac said:

    Was that not used to pay for the coal industry making a 6 million a year loss and all the striking as well
    Up here the miners awe got first shot at all the mimtec and ibm computer jobs and most didn’t take up the offer it was good cash as well
    That was the excuse they used up here for very little replacement housing if I remember correctly
    Didn’t realise how little council housing was left down south .A don’t think we’re as bad as that up this way a housing scheme a used to stay in only 135 houses but there’s only about 60 been bought the rest are still council that’s down in West Calder about four miles fae Livingston centre.. they should try when granting all these building permits for schemes to all these private contractors/ companies plenty about here getting built , getting them to build the council a couple off houses as part off the deal ..

    you're right, we have more council house stock up here and recently we have built far more new ones per capita, still not enough but a little better.
  • HAYSIEHAYSIE Member Posts: 35,847
    edited October 24
    The real ‘social housing waiting list’ is 500,000 more than official figures
    15 September 2020


    The real ‘social housing waiting list’ in England is 500,000 households bigger than official figures suggest, reveals our new data today.

    The findings are published in our annual People in Housing Need report, the most comprehensive report to date on the state of the nation’s housing crisis. It is the only research to analyse the true number of people in need of social housing in England, which has now hit 3.8m. This equates to 1.6m households – 500,000 more than the 1.16m households recorded on official waiting lists.[i]

    Due to the severe shortage of social homes, some of these people have been on their council waiting list for almost two decades and may never be housed.[ii]







    https://www.housing.org.uk/news-and-blogs/news/the-real-social-housing-waiting-list-is-500000-more-than-official-figures/#:~:text=This equates to 1.6m households – 500,000 more,two decades and may never be housed. [ii]
  • madprofmadprof Member Posts: 3,458
    I'm happy to be corrected, but the tight to buy purchase of council homes is the single biggest fraud, with foreign investors purchasing them , allowing fixed ranges and a sweetie payment for the tenants who in effect hand over the properties
  • madprofmadprof Member Posts: 3,458
    *Right
  • HAYSIEHAYSIE Member Posts: 35,847
    madprof said:

    I'm happy to be corrected, but the tight to buy purchase of council homes is the single biggest fraud, with foreign investors purchasing them , allowing fixed ranges and a sweetie payment for the tenants who in effect hand over the properties

    Dont think so.
    You had to be a tenant to qualify.
    There was a rule about when you could sell it.
    If you sold before you had to give the discount back.
  • EssexphilEssexphil Member Posts: 8,774
    It did happen. Although not common.

    What was far more common was kids forcing elderly parents to buy their Council House with a secret Trust where the kids were the secret owners.
  • HAYSIEHAYSIE Member Posts: 35,847
    edited October 26
    Essexphil said:

    It did happen. Although not common.

    What was far more common was kids forcing elderly parents to buy their Council House with a secret Trust where the kids were the secret owners.

    Ok.
    Was that legal then?
    If it was possible I suspect it would have been a very small number.
    I was involved in quite a few.
    All of whom were over the moon to be given the opportunity.
    I remember some of the rules to this day.
    You had to be a tenant for 2 years to qualify for a 32% discount.
    There was an additional discount of 1% per year, over 2,
    The maximum discount available was 50% on a house, 60% on a flat.

    There was an anomaly where you could qualify for the discount by being on the rent book, and in some cases kids were buying their parents homes, after never being taken off the rent books, even though they hadnt lived there for years.
    The most expensive ones that I was involved with were jost over 40k.
    So a 20 year tenant, got them for half price, but that was after paying 20 years rent.
    I thought it was a good idea, but they should have built more with the proceeds.

    How Long After Buying A Council House Can You Sell It?
    Although you can legally sell your council house anytime after the purchase and completion of documentation for transfer for ownership, however, if you sell it before the end of a five-year term, you will have to repay the discount that you availed under the Right to Buy Scheme.

    Similarly, if you sell your council house before the end of a ten-year term, you will first have to offer it for sale to your council authorities or social housing landlord before you list the property for sale in the open market. If the landlord does not agree to buy the property or there is a conflict in the price that you offer versus the one they are willing to pay and there is no settlement between both the parties within 8 weeks, you can list your council house for sale in the open market.

    https://huutimoney.com/how-long-after-buying-a-council-house-can-you-sell-it/#:~:text=If you intend to sell your council house,a minimum of 5 years after the purchase.
  • EssexphilEssexphil Member Posts: 8,774
    edited October 26
    The illegality was concealed in the Secret Trust.

    Kids provided the money for the Right to Buy. Which was not divulged. They did this for a variety of reasons-from greed, to wanting to get on the housing ladder themselves. So District Land Registry tells 1 story. And the Trust another.

    I dealt with the aftermath of several of these. Because life throws up problems.

    From rows between kids when only some were in on the deal. To whether the elderly person should be prevented going into a Care Home within the 5 years. To the cost of Windows in a block of flats (because a Leaseholder has financial responsibilities that a Tenant does not)-difficult to explain to the well-meaning Parent that they have to find £10,000.

    There were plenty of Financial Advisers, Mortgage Brokers and Solicitors who knew fine well what was going on, and made considerable profits themselves. And, afaik, not a single one ever got into trouble for it. Because £hundreds of millions of discounts were fraudulently obtained.

    In relation to your comment that "they (the Local Authorities) should have built more with the proceeds". Of course they should. But Thatcher intervened and expressly forbade this. Councils would have been committing a Criminal Offence if they did.
  • HAYSIEHAYSIE Member Posts: 35,847
    Essexphil said:

    The illegality was concealed in the Secret Trust.

    Kids provided the money for the Right to Buy. Which was not divulged. They did this for a variety of reasons-from greed, to wanting to get on the housing ladder themselves. So District Land Registry tells 1 story. And the Trust another.

    I dealt with the aftermath of several of these. Because life throws up problems.

    From rows between kids when only some were in on the deal. To whether the elderly person should be prevented going into a Care Home within the 5 years. To the cost of Windows in a block of flats (because a Leaseholder has financial responsibilities that a Tenant does not)-difficult to explain to the well-meaning Parent that they have to find £10,000.

    There were plenty of Financial Advisers, Mortgage Brokers and Solicitors who knew fine well what was going on, and made considerable profits themselves. And, afaik, not a single one ever got into trouble for it. Because £hundreds of millions of discounts were fraudulently obtained.

    In relation to your comment that "they (the Local Authorities) should have built more with the proceeds". Of course they should. But Thatcher intervened and expressly forbade this. Councils would have been committing a Criminal Offence if they did.

    How could solicitors be involved in illegality?

    If I remember rightly the funds from the proceeds were frozen.
  • EssexphilEssexphil Member Posts: 8,774
    HAYSIE said:

    Essexphil said:

    The illegality was concealed in the Secret Trust.

    Kids provided the money for the Right to Buy. Which was not divulged. They did this for a variety of reasons-from greed, to wanting to get on the housing ladder themselves. So District Land Registry tells 1 story. And the Trust another.

    I dealt with the aftermath of several of these. Because life throws up problems.

    From rows between kids when only some were in on the deal. To whether the elderly person should be prevented going into a Care Home within the 5 years. To the cost of Windows in a block of flats (because a Leaseholder has financial responsibilities that a Tenant does not)-difficult to explain to the well-meaning Parent that they have to find £10,000.

    There were plenty of Financial Advisers, Mortgage Brokers and Solicitors who knew fine well what was going on, and made considerable profits themselves. And, afaik, not a single one ever got into trouble for it. Because £hundreds of millions of discounts were fraudulently obtained.

    In relation to your comment that "they (the Local Authorities) should have built more with the proceeds". Of course they should. But Thatcher intervened and expressly forbade this. Councils would have been committing a Criminal Offence if they did.

    How could solicitors be involved in illegality?

    If I remember rightly the funds from the proceeds were frozen.
    There are crooked solicitors. And there are ones who deliberately didn't delve too deeply. And those that were a bit thick.

    Don't understand your point about funds being frozen.
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