In Response to Re: My story : All financial advisers giving investment advice, including pensions advice, have needed to be qualified to diploma level (essentially first year degree standard) in financial planning since 2012. Finanial planning at or approaching retirement is often very complex as many things have to be taken into account, not least the tax implications and succession planning aspects. These may be even more relevant in Tom's case. Tom I assume your financial adviser is an IFA (independent financial adviser) and if so I would like to hope that you are happy with them and the advice they have given you at this stage. If you would like a second opinion or to just have a chat about things, then please drop me a pm. Regards Paul Posted by Enut
Hi Paul, yes he is an independent financial adviser,he is also a relative so I do trust his judgement. Many thanks for the offer of a second opinion, it wasn't too much money but as he said I can change my mind anytime. I have deferred it for a year only so I have options.
Today I found out that I have joined the ranks of the Unemployed. The weekends storm has blown tiles off next doors roof and smashed some of our tiles, rang the folk who built our house last June and they do not cover storm damage.
I am currently at home thanking God that my wife has the day off, she is being her usual supporting self,I am not in a good space.
Today I found out that I have joined the ranks of the Unemployed. The weekends storm has blown tiles off next doors roof and smashed some of our tiles, rang the folk who built our house last June and they do not cover storm damage. I am currently at home thanking God that my wife has the day off, she is being her usual supporting self,I am not in a good space. Posted by tomgoodun
Read your post confirming that your adviser is an IFA and that you trust them so that put my mind at rest and then read this post. Really feel for you Tom. I hope things sort themselves out for you. Glad that you have a supprtive family, tough time mate, sorry.
Today I found out that I have joined the ranks of the Unemployed. The weekends storm has blown tiles off next doors roof and smashed some of our tiles, rang the folk who built our house last June and they do not cover storm damage. I am currently at home thanking God that my wife has the day off, she is being her usual supporting self,I am not in a good space. Posted by tomgoodun
Sorry to hear this-PM me if you feel anything is not quite "right".... If the damage to your roof is substantial, may be worth contacting your own buildings insurer.
There was some storm damge to our house-my wife said leave well alone, as it needs a man to fix it!
It never rains, eh? Having said that, all things considered, there are far worse problems you have overcome, & I'm sure you'll get these sorted. My old Grandad used to say "everything happens for a reason", & it's surprising how often these things turn our unexpectedly well. Anyway, fingers crossed. Posted by Tikay10
It's currently p***ing down Thank you for your post, most appreciated.
In Response to Re: My story : Read your post confirming that your adviser is an IFA and that you trust them so that put my mind at rest and then read this post. Really feel for you Tom. I hope things sort themselves out for you. Glad that you have a supprtive family, tough time mate, sorry. Posted by Enut
In Response to Re: My story : Sorry to hear this-PM me if you feel anything is not quite "right".... If the damage to your roof is substantial, may be worth contacting your own buildings insurer. There was some storm damge to our house-my wife said leave well alone, as it needs a man to fix it! Posted by Essexphil
When I get the mental energy to turn my laptop on I will pm you kind sir, I was a fool for returning in the circumstances I was backed in to.
Today has been THE worst day for emotional turmoil, I did feel like posting earlier as a cry for help, but sent the wife and my darling daughter a text instead as I felt like " what the **** am I doing, this is a poker forum for gawd sake" type of thing.
My daughter has just purchased a cute little dog, it's a pug and she has been wanting one for ages,she did ask us when she lived with us in our new house,but we were a tad worried it may ruin the place
She brought it round last night and it is SO CUTE, I want her to return home and bring "Pandora" with her ( How fickle am I)
I had a rest from job hunting to play a £5 Bounty Hunter this aft, won it - About time too...
I may get a job as the online spelling police, that's a 24 hour a day job though, 98% of folk cannot or refuse to spell the simplest word correct and it drives me nuts, my wife doesn't let me on her Facebook page as she says I'm a pillock for even telling folk that had begins with an H...sigh.
Today has been THE worst day for emotional turmoil, I did feel like posting earlier as a cry for help, but sent the wife and my darling daughter a text instead as I felt like " what the **** am I doing, this is a poker forum for gawd sake" type of thing. My daughter has just purchased a cute little dog, it's a pug and she has been wanting one for ages,she did ask us when she lived with us in our new house,but we were a tad worried it may ruin the place She brought it round last night and it is SO CUTE, I want her to return home and bring "Pandora" with her ( How fickle am I) I had a rest from job hunting to play a £5 Bounty Hunter this aft, won it - About time too... I may get a job as the online spelling police, that's a 24 hour a day job though, 98% of folk cannot or refuse to spell the simplest word correctly and it drives me nuts, my wife doesn't let me on her Facebook page as she says I'm a pillock for even telling folk that had begins with an H...sigh. I look forward to any of my posts being critiqued Posted by tomgoodun
Today has been THE worst day for emotional turmoil, I did feel like posting earlier as a cry for help, but sent the wife and my darling daughter a text instead as I felt like " what the **** am I doing, this is a poker forum for gawd sake" type of thing. My daughter has just purchased a cute little dog, it's a pug and she has been wanting one for ages,she did ask us when she lived with us in our new house,but we were a tad worried it may ruin the place She brought it round last night and it is SO CUTE, I want her to return home and bring "Pandora" with her ( How fickle am I) I had a rest from job hunting to play a £5 Bounty Hunter this aft, won it - About time too... I may get a job as the online spelling police, that's a 24 hour a day job though, 98% of folk cannot or refuse to spell the simplest word correct and it drives me nuts, my wife doesn't let me on her Facebook page as she says I'm a pillock for even telling folk that had begins with an H...sigh. I look forward to any of my posts being critiqued Posted by tomgoodun
Sorry to hear things are not the best at the minute.
Wishing you all best and hoping things turn for the better soon.
We keep you plenty busy in our group with the spelling.
Im dropping some stuff off in Halisham tomorrow, (Apen Pumps Apex way), around 3:30-4:00 , I could take a look (from the rd) , see if its do-able, Im no roofer , but I do a bit of building maintenence .
Hi Tom, Are the broken tiles visible from the Rd ? Im dropping some stuff off in Halisham tomorrow, (Apen Pumps Apex way), around 3:30-4:00 , I could take a look (from the rd) , see if its do-able, Im no roofer , but I do a bit of building maintenence . PM me if you want me to take a look. Posted by mumsie
Hi Mumsie, they are at the front of the house which has no road to it, but are visible from the footpath.Thank you for the offer, I will try and pm you now, (if I can on my iPad)
Comments
If you have any means of letting them both know, will you do so, please?
It never rains, eh?
Having said that, all things considered, there are far worse problems you have overcome, & I'm sure you'll get these sorted.
My old Grandad used to say "everything happens for a reason", & it's surprising how often these things turn our unexpectedly well.
Anyway, fingers crossed.
Now if we can just have that administration error perma happen to Jackson's account, we'll all be much more content with this place.
If the damage to your roof is substantial, may be worth contacting your own buildings insurer.
There was some storm damge to our house-my wife said leave well alone, as it needs a man to fix it!